Remember you could save over $35,000 simply by paying less for your superannuation. A $50,000 Stockspot portfolio will only be charged an all-inclusive monthly fee of only $27. Salaries, reviews, and more - all posted by employees working at Stockspot. Mitch. Stockspot prefers not to do it until your average years invested is at least one year. 3 years (p. Date of experience: 16 November 2023. “The opportunity is there for a brand that has the best interests of Australians at heart, and pivots its entire business model, products and decision making on that,” she tells CMO. But it’s at this time that getting into a good performing super fund can have the biggest impact on your financial future – and the ability to do all those amazing things you want when you stop working. Stockspot ABN 87 163 214. Has anyone used StockSpot to invest in ETfs? Just wondered how good they are. Any advice contained in this website is general advice only and has. They presented the data using colour coding (red meaning bad and white meaning good) to make it more intuitive. Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082) regulated by ASIC. The Stockspot Fat Cat Funds Report does all the work for you by: Comparing the best and worst performing super funds in each category (moderate, balanced, growth and aggressive growth) Giving you tips on how. Start investing. Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082) regulated by ASIC. In this video, I share 5 things you should consider when choosing a super fund. Jun 21, 2017. You as the client own the investments directly under your own holder identification number (HIN). Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082) regulated by ASIC. You can withdraw whenever you like whereas you would have had to. Whilst investing can be a good option, we do think it’s important to keep some money in the bank for a ‘rainy day’. 36 difference. The Yamaha EF2000iSv2 features a modern design that makes it easy to carry and very portable. For example, Stockspot’s minimum investment amount is $500 for those investing less than $50,000. And there’s also nothing better than a crispy cold pinot gris on a hot summer day. In fact, for most investors, all they need is an ETF-only. 50, and US shares at USD $9. I’ll include more details about Delta’s loyalty program, SkyMiles, in my Delta Air Lines review. It’s $2,000 to get started and has top-up minimums of $500. Products and services Stockspot’s platform provides both financial advice and investment management to its customers. Of the apps best suited for in-depth budgeting, Pocketbook has the cleanest interface (provided your bank is supported). Helping women to reach their full potential– personally and financially–has been the single biggest goal of Sarah King’s career. They're here to serve you. Exemplary customer service. “Good advice can add around 3% per year in better performance. 0. ) Stockspot is an Roboadvisor based in Sydney, Australia. 4%. We build you a smart, personalised investment portfolio using proven strategies to grow your wealth. Stockspot founder and CEO Chris Brycki. We help clients distinguish between sensible investments and marketing hype. Consider the tasks you’ve taken on, the training you’ve completed, and the courses you had in school. There are 8 global share ETFs with over $1 billion under management (IOO, IVV, MGOC, VGS, VEU and VTS). Stockspot prefers not to do it until your average years invested is at least one year. Passive investors tend to ignore short-term market volatility and instead focus on long-term gains. This is similar to what a financial advisor/planner would charge ~1% p. Stockspot investing for kids is open to kids of all ages whereas the NSW Kids Future Fund would only have been open for kids under the age of 10. Stockspot. Stockspot is an online investment adviser, Pearler is a trading platform. Over a 5-year period to 31 July 2022, the portfolio with the highest return showed 8. Aussie shares and ETFs are charged $3 brokerage. $55/yr. This means ETFs incur lower capital gains tax (CGT) compared to most active managed funds, which constantly trade and lead to higher CGT. 6. Reinvesting dividends. Size; Costs and slippage; Liquidity; Returns and track record ; Exposure and. CMC Markets vs Superhero;. In 2020 the tax statement came through on 11 august, in 2019 on 1 August. Time. The company is among a number of next-generation banking and investment players emerging out of digital and mobile disruption. We act as your investment adviser to manage the exchange traded funds (ETF) portfolio on your behalf. We do this because returns tend to revert to their long term averages over time so trimming good performers and buying laggards is a sensible strategy. This is why government bonds provide a good ‘cushion’ to a portfolio of shares. The position has solidified her. They are different from the returns we publish in our newsletter and on our website. As you move into your 60s and near retirement age, your main aim is to preserve the wealth you’ve accumulated and ensure it still earns a decent return. You can buy whole or fractional shares in U. When I say these people, I sadly have to include myself. We're hiring! | Stockspot is Australia's first and largest digital investment adviser. AX) – the Emerald it's called. Stockspot is an online investment adviser and fund manager based in Sydney, Australia. 7 billion and $4. She has over 13 years of experience in the financial services sector, working in financial advisory operations and administrative roles. of your portfolio. Passive investing is a long-term investing strategy where the investor buys and holds stocks. Stockspot has 5 stars! Check out what 82 people have written so far, and share your own experience. In this video I'll go over: • Who Stockspot is for. Phil’s new car gets good mileage. Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082. Aaron Francis “It is possible to have a good ETF-only portfolio without individual equities. Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082) regulated by ASIC. Price of iShares Core Composite Bond ETF (IAF) Gold is normally a good hedge against inflation and other risks. Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082) regulated by ASIC. Investors can earn more than 7 per cent paid quarterly on capital notes being offered by leading banks – more than double the returns on offer from best-paying 12-month. Like Pearler, Stockspot is a strong advocate of long-term investing, but every individual has different goals and timeframes, and that’s why we create customised strategies and portfolios. I see a lot of one box a year guys buy the Christensen expecting it to be awesome then wonder why they can't group as well as their "ol ought six". The bond ETF that we invest into for. Sharesight’s portfolio tracker is a good tool for investors who also trade in more than one asset class. . The onboarding process is amazingly simple. Oct 26, 2022 – 5. Stockspot clients who. Pay less than 1% in fees. Be as hands-on or hands-off as you like. I am approximately 5 years away from retirement and whilst I still maximise my super, Stockspot has become what I call my accessible 'super' by providing a good rate of return, in some ways, similar structure and importantly, the flexibilty required for life events if needed. Very user-friendly, good for novices. shanakaj said: stockspot has said that i can comfortably expect a 9% p. Your Stockspot investments will include global shares, Australian shares, gold, and. 9% comfortably? - i would of thought that a bit of risk would be involved to get 9% considering that bank high interest is at about 3% and Aussie bonds at about 2. Huge body of information and tutorials. Stockspot charges 0. And at the time of publishing this video I'll have a second account through my family trust which will have $122,000 in it as well, so $390,000 with Stockspot all up. The firm added that high interest cash ETFs give saves the same interest rate as most banks, without the need to. Both times. 2%. Stockspot wants to do away with the high fees, confusing jargon, endless paperwork, and lack of transparency that gives Australia’s wealth management industry a. au is 23,433 USD. Raiz is hands-down the best investment app for newcomers to the stock market. Invests in ETFs (Exchange Traded Funds) only, with monthly fees starting at $5. ETFs are also more tax efficient than managed funds because they trade on stock exchanges, such as the Australian Securities Exchange (ASX). 3%. Stockspot founder and CEO Chris Brycki. The app is very user friendly. It is a good company. An abrupt change in leadership is rarely a good sign for any business. CMC Markets. | Read 41-60 Reviews out of 80 Do you agree with Stockspot's TrustScore?The app is very user friendly. Strengths: Automated bank integration, high level overview of spending, budgeting by category. Stockspot’s Fat Cat Funds Report is the largest analysis of Australian superannuation and managed funds. With this information, the robo-adviser builds them a portfolio, with ETFs used as the lego bricks. 1%, 3 year return of 10. Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082) regulated by ASIC. Gold is an insurance policy, and when share markets fall, which they inevitably do, you’ll be happy you own it. Find out how Stockspot makes it easy to grow your wealth and invest in your future. The S&P 500 is up 25% so far and continues to hit record highs. The returns published on the Stockspot website (above) use the compound time-weighted methodology. If you trade US shares from SelfWealth, an FX fee of 60bps will be charged. Both ETFs have struggled to gain much investor traction over the last 12 months, as $10 million was withdrawn from ESPO, while GAME only saw $1 million of net inflows. We were founded in 2013 with a mission to help more Australians access expert investment advice and portfolio management. The major agencies in Australia are Morningstar, Zenith, Chant West, Lonsec, Super Ratings, Canstar and Mercer. This calculator should not be your sole source of information for making a. Case closed. We couldn’t agree more! Paridhi is the founder of SkilledSmart, an education program she calls ‘money school for adults’. GAME was launched 18 months later in February 2022. AltChar - Semir Omerovic - 65 / 100. 10 out of 10, would definitely recommend to friends and family. I’m considering starting with Stockspot to ease into our first foray, primarily given 1) low barrier of entry being $2000 and 2) monthly top ups available and 3) a not-unreasonable fee structure. Janus Henderson Sustainable Credit Active ETF (Managed Fund) N/A. Any advice contained in this website. Combined, the top three issuers account for 63% of all money invested in ETFs. IAF and VAF are the 2 largest Australian Bond ETFs managing $2. Pioneering robo advice investment platform Stockspot is hoping to strengthen its position in the market after securing $3 million in a funding round led by ETF Securities founder Graham Tuckwell. It’s hard to know in advance, but a good place to start looking would be sectors that have haven’t done so well over the past decade and are due for ‘mean reversion’. 13 February 2022 at 7:58 pm · 7-min read. As your adviser, Stockspot will rely on your investment profile to determine which one of our five portfolios is suited to you based on how. 75% = comfortable money. The Stockspot Portfolios delivered exceptional returns for our clients in 2019 ranging from 13. 3% per annum and the portfolio with the least amount of risk showed a return of 5. 10 per cent in fees, compared to the “fat cat” average of 2. Stockspot has used automation and software to remove many of the unnecessary costs associated with wealth management so more money stays with our clients. Learn more about how Stockspot works. Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs except in circumstances where you have provided your personal financial details. 5 per cent and 22. See exactly what you’re invested in and watch your portfolio grow. Any advice contained in this website is. I don't think Call of Duty Modern Warfare 2 is a bad game, it's just incredibly boring for a Call of Duty campaign. Stockspot founder Chris Brycki has grown his investing passion to $600 million in assets. We use automation and software to reduce unnecessary costs so our clients can keep more money in their pockets. Stockspot has 5 stars! Check out what 82 people have written so far, and share your own experience. 2. Remember, time in the market i s better than trying to time the market. b) Stockspot firmly believes that digital advice providers should have fiduciary like duties their clients. 52% depending on investment option Website confirms there are spreads but doesn't detail them. Skip to content. 5%. Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082) regulated by ASIC. 2022 is the tenth year Stockspot has researched Australia’s largest super funds for our annual Fat Cat Funds Report. Grow your wealth with your own professionally managed investment portfolio. I'm humbled to have reached 1 million views on YouTube, but couldn. -5. So far, so good with the strong rally in oil prices due to the Ukraine war and a crunch in the value of technology stocks and rise in the US dollar producing stellar returns. Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs except in circumstances where you have provided your personal financial details via. A record number of amateur investors are jumping into the share market, but while many spend a great deal of time researching which stocks to buy, few think about who is actually holding their shares. Grow your wealth with your own professionally managed investment portfolio. There are 8 global share ETFs with over $1 billion under management (IOO, IVV, MGOC, VGS, VEU and VTS). Stockspot Review Australia 2023: My Honest Thoughts ($268,000 Invested) • Robo Advisors Australia - YouTube 0:00 / 14:42 • Stockspot Review Australia 2023: My Honest Thoughts ($268,000. 70% every time you move your money from Australian. Any advice contained in this website is general advice only and. Gold is one of the few assets which has a negative correlation with shares during market downturns. Ethical investing is about investing according to your morals, ethics and values, and allows you to invest in companies that demonstrate a positive environmental and social impact. Over the first quarter of 2022, Australian government bonds had one of their worst quarters on record. Suggested companies. I am kept well informed by the management team, its paperless and they appear to be always enhancing their on line data. S. Here’s a quick way to get started. Robo advisers charge a fraction of the cost of a typical financial adviser and are much cheaper. You can contribute as much or as little as you like to Stockspot whereas the NSW Kids Future fund was to be capped at $1,000 per year. 5%. We analyse the performance of Vanguard, BlackRock (iShares), BetaShares and other ETF providers in 2022. Stockspot is a different kind of service, they charge a fee to have managers select ETFs to suit your risk profile. Stockspot charges 0. However, Stake charges 0. com. 6. SelfWealth is a trading platform for Australian shares at a flat fee of AUD $9. 5 years, what is the app like, how is my money invested, what. -It is hereby declared the policy of the State to recognize the good performance of local government units (LGUs) in transparency and accountability in the use of public funds, preparedness for challenges posed. com. Whether your aim is to grow your wealth, save for a home, or save for retirement, we help you get there with the. Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082) regulated by ASIC. Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082) regulated by ASIC. 12 billion, up 30% to 39%. Shares are driven by growth in company earnings. 6 billion respectively. Fool. For those interested in how Brycki and the team create portfolios with only these five ETFs for different investors, he has graciously outlined two below. a. com. At Stockspot we believe you should only consider investing once you have: 3-6 months worth of expenses saved as a ‘rainy day fund’. Is IVV a good investment? IVV is structured as a 1940 Act Fund, which compared to other structures, makes this favorable for buy and hold investors as dividends can be reinvested when paid. 5%. Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs except in circumstances where you have provided your personal financial details via. Stockspot allows clients to sell their ETF holdings whenever the share market is open and receive their funds after normal ASX T+2 settlement. 7. The two keywords in this term are: Non-fungible: The term ‘fungible’ means ‘interchangeable’, so “non-fungible” means. 8Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082) regulated by ASIC. We want to do away with. I highly recommend them as a secure safe investment. Stockspot's app is easy to use. Date of experience: December 20, 2021. Professional management: Stockspot is managed by experts who make investment decisions and continuously monitor and adjust the portfolio to adapt to market conditions. Aaron Francis “It is possible to have a good ETF-only portfolio without individual equities. 7 shanakaj said: Hey guys, i just checked out Stockspot. 10. 50. Australia's largest digital advisor. “In this exciting, changing world it’s essential to continually refresh and deepen our understanding of. We have a good relationship with Sarah [King, head of client care and advice at Stockspot] and any concerns or general investment questions we might have, we feel we can call her and have them clarified, and if need be, Chris is. au traffic volume is 723 unique daily visitors and their 1,736 pageviews. When you trade on Stake, you can only trade in US dollars. If you find a mutual fund or other investment with a Sharpe Ratio higher than 1. The investment fees charged by InvestSMART are tiered, meaning that they vary depending on the amount you invest. Stockspot? All I can say is good luck mate. We discuss the idea of using a ‘robo-advisor platforms like Six Park and Stockspot to handle our investments. Robo advisers charge a fraction of the cost of a typical financial adviser and are much cheaper. If you place an order on Stockspot, you may get 25% OFF. However, online registration is required. Automated investment in Australian and global ETFs suited to your chosen risk profile. Vodka benefits for skin and hair. Also, their customer service has been brilliant. We build you a smart, personalised portfolio using proven investment strategies. Whether your aim is to grow your wealth, save for a home, save for retirement, or invest for your kids' future, we help you. Sports. Stockspot makes tax time easier by combining the statements from all exchange traded funds (ETFs) you own within your Stockspot portfolio. Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082) regulated by ASIC. 00 are considered “good”, because this suggests it produces excess returns relative to its risk. BetaShares has consistently been gaining traction over the last few years after taking the third spot from SPDR in 2019. We're hiring! | Stockspot is Australia's first and largest digital investment adviser. 6. 3% increase in yield came about by the price of the bond falling by roughly 5 x 1. Some Stockspot clients own investments in exchange traded funds (ETFs) that derive their income from the United States (US). The Netac drives fail so often that some RMA techs don't bother to even test the drives before replacing them. Stockspot reviews and compares the more than 250 ASX listed ETFs in our annual Stockspot ETF Report. 10 Jean (C2) Another way to increase Eula's damage is to make her attack faster before her big damage hits. They essentially are providing what this ETF is providing at additional costs because they make investing super easy and friendly. Yes, Stockspot is CHESS Sponsored – this is important because it means all your assets are held under your own name and HIN (Holder Identification Number) on the share registry. Stockspot is a waste of money. 9% to 19. You can buy and sell shares like many other share trading apps, but the platform has some differentiating features. Stockspot itself is a five-year-old homegrown fintech focused on ‘robo-advisory’ services, or automated investment advisory services to individuals. 02 per cent. Be as hands-on or hands-off as you like. Raiz, however, is a bit of a black sheep. 85% and 15. good idea. ETF's are a good option if you're looking to invest in lump sums (a few thousand at a time), and are just after a good passive investment that will grow over a long period. ESPO is the largest esports ETF on the ASX with $70 million in funds under management (FUM). Figure 4. Basically the underlying ETFs each have their own fee built into their prices, so you are paying Stockspot’s fees to manage your portfolio allocation of ETFs, plus the ETF’s underlying fees on top. Stockspot reviews and compares more than 250 ETFs in our annual Stockspot ETF Report. One of the biggest hurdles people face when managing their own portfolio is rebalancing. I have had a good experience with Stockspot so far and a pretty good return on investment. With 13 years experience in financial services and operations roles, King is now the Head of Advice and Client Care at Stockspot, Australia’s largest online investment advisor. . Side-by-side comparisons to directly compare Superhero with other trading platforms. Stockspot recognised early the risks of inflation to government bonds and in February 2021 reduced the allocation of bonds in favour of emerging markets and gold. au. You get access to the best interest. I have been using stock spot for about 5. He has been a member of the ASIC Digital Advisory. Using the example above, the annual % return on Kristy’s dashboard will still show 10% on 2 January, 2022. 29%. Stockspot portfolios are designed to invest for both growth and dividends. Get Stockspot articles straight to your inbox. Stake is an online stockbroker that offers trading in ASX and U. Helping Australians invest better. Here are the Garfields of the game ‒ who’ve been effectively stuck in the cat-flap for the last five years licking the cream off your returns: OnePath Masterfund ‒ OnePath Tax Effective Income. 1 review. Infamously left blazes of destructions at his previous gig, AMP Capital, he finally got the boot when he was no longer able to lie to cover. Each year the finance industry gives out thousands of awards to itself, but this is one award you do NOT want to win. Stockspot is Australia’s largest online investment adviser. Stockspot is the best alternative available in my opinion. TAILORED INVESTMENT ADVICE Whether your aim is to grow your wealth, save for a hom…With the pivotal point being decarbonisation, we removed companies with high fossil fuel reserves (a major source of global greenhouse gas emissions). Neither Stockspot, its Directors, officers or any third parties provide any warranty or guarantee as to the accuracy, timeliness, completeness or suitability of the information and materials found or offered. We act as your investment adviser to manage the exchange traded funds (ETF) portfolio on your behalf. According to research, the domain extension . That’s right, share market returns in. Stockspot senior manager. Despite their reputation for money illiteracy, they leaned towards higher growth portfolios, revealing financial nous under their glittering exterior. You can find your cash account details in the ‘ Transfer Money > Deposit Money’ section of your dashboard. us is short, offers an exact keyword match, highly brandable, and easy to remember. So is it worth it? Verdict:Stockspot is an. I am kept well informed by the management team, its paperless and they appear to be always enhancing their on line data. listed shares and U. Trade commission-free in US, UK and Canadian stocks. Stockspot. A minimum of $2,000 to invest. Companies in this index generally have a market cap of a few hundred million dollars to $2 billion, so it can be used as a good guide as to what constitutes a small cap on the ASX. 2%. It is licensed to provide personal advice. 11. Comparisons. Market dips can be a good time to top up your investments since you’re able to benefit from buying shares at a cheaper price. 5% or lower depending on account balance (charged monthly) Management fee - 0. A good growth stock ETF is one which identifies companies with strong earnings potential. Selected ETF. Portfolio value including distributions and fees. ETFs are also more tax efficient than managed funds because they trade on stock exchanges, such as the Australian Securities Exchange (ASX). #6. Section 1. To coincide with the release of Scott Pape’s latest book Barefoot Kids (HarperCollins Publishers) Stockspot is republishing this 2018 interview with Scott where he spoke about his books and his well-known investing philosophy. 08 per cent. Passive investors tend to ignore short-term market volatility and instead focus on long-term gains. Unlike unlisted managed funds, ETF portfolio. Doing this is as in individual DIY investor is extremely hard. The astringent properties of vodka help in cleaning the pores and tighten them. 6% to 1. The six areas making up your investment profile help Stockspot to assess the level of risk you should be taking in order to give you the best chance of achieving your goals in your desired time horizon. Investors can earn more than 7 per cent paid quarterly on capital notes being offered by leading banks – more than double the returns on offer from best-paying 12-month. If it sounds too good to be true, it probably is. To get an idea of the power of compound growth, imagine investing $10,000 today and topping up $500 each month. Im not sure whether its my bank or Coinspot. The millions of working Australians in default super funds could benefit greatly if all their super money went into a low-cost index fund. Don't. AU. With 13 years experience in financial services and operations roles, King is now the Head of Advice and Client Care at Stockspot, Australia’s largest online investment advisor. I tried to transfer fund via payID, however it is not OSKO, but take approx slightly less than 24 hours for the fund to arrived. -This Act shall be known as "The Seal of Good Local Governance Act of 2019". The Stockspot investment calculator shows how compound growth can increase your savings. We compare the best tech ETFs on the ASX for 2023. Low fees: We don’t charge any management fees on kids accounts until the balance reaches $10,000 or the. Why you should buy different investments including Australian shares,. a. S. Vanguard Australian Shares High Yield ETF (VHY) 5. Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082) regulated by ASIC. Good action with a proof barrel would be way better. "Stockspot vs Spaceship reporting Superannuation Hello all. Sarah King Advice & Client Care Sarah is a FASEA. Follow these rules, and you have a good chance at financial success. $2b. For the July quarter, management expects adjusted per-share profits of $1. Stockspot. 10/10. If your investments grow at 8% per year, you’ll reach $51,000 in five years. All cash accounts will be migrated to Bank of Queensland. We would like to show you a description here but the site won’t allow us. That first purchase required you to trust that your card details and your money would be safe. The Stockspot Fat Ca. We build you a smart, personalised portfolio based on your unique situation and goals. (Source: Supplied) Chris Brycki founded Australia's first robo-advisor Stockspot in 2013, after more than 25 years in investing (starting as early as 10). 72 billion to $6. IAF and VAF are the 2 largest Australian Bond ETFs managing $2. Stockspot. 1. Bonds are influenced by different factors. Monthly fees start at $5. This is the fifth year Stockspot has run the Report and this year we’ve looked at a record 4,000 funds to assess how they have performed after fees since 2012. If you have a Macquarie cash account and wish to explore options for maintaining this account outside of Stockpot, we recommend contacting our Client Care & Advice team on (02) 8091 8090 or at [email protected] that fund made 10 per cent, the investor has added $10 to their $100, leaving them with $110. The Stockspot Model Portfolios returned 1. I took up Stockspot on their free offer of looking after $10K for one year, no fees. com. Clearly you need to be selective even if you’re in an industry fund as the differences in returns can be quite substantial over 10 years. 530. 1) Create a single, combined account. 70 to $1. Stockspot is an online, automated investment adviser and fund manager (robo-advisor). Lamb has a gamier flavor than a lot of other varieties of meat, but that robustness is what makes it special. “The reason for that is the ETF issuers commercially want to offer products they think they can get good assets under management in and pay themselves and when they survey what people are interested in it tends to be what has done well recently. The lowest risk portfolio posted a 7. You might also be interested in our annual super report. Stockspot | 4,834 من المتابعين على LinkedIn. $10,207. • What do they. So let's get started with the nitty gritty of it. Do you agree with Stockspot's 4-star rating? Check out what 76 people have written so far, and share your own experience. The Reserve Bank of Australia this week hiked the cash rate by 25bp to 3. The strategies we recommend have experienced much lower volatility (risk) than only owning Australian shares and have had consistent returns over 1, 3 and 5 years,. That means you keep more of your returns. As long as markets have had ups and downs. I have had a good experience with Stockspot so far and a pretty good return on investment. When that fund takes its 1 per cent fee, that will be $1. Thanks :). Stockspot is the future of investing. Grow your wealth with your own professionally managed investment portfolio.